NLnest


Holland Fizetés Kalkulátor

Számítsd ki a havi nettó jövedelmed a 2025-2026-os holland adószabályok alapján.

What is holiday allowance?

Holiday Allowance (Vakantiegeld) is a mandatory bonus on top of your gross salary, guaranteed under Dutch law (Wet minimumloon).

  • Every employee receives 8% of their gross annual salary as holiday allowance.
  • Usually paid as a lump sum in May or June.
  • Some employers spread it across 12 monthly payments instead.
  • It is calculated on your full gross annual salary (including overtime and allowances).
  • It is a legal right — your employer cannot refuse to pay it.
Am I eligible for the 30% ruling?

30% Ruling (30%-regeling) is a tax facility for highly skilled migrants recruited from abroad.

  • 30% of your gross salary becomes tax-free, significantly boosting your net income.
  • Minimum salary threshold: €46,107/year in 2025 (or €35,048 for under-30 with a master’s degree).
  • Maximum duration: 5 years (reduced from 8 years as of 2024).
  • You must have lived 150+ km from the Dutch border for at least 16 of the 24 months before your hire date.
  • Apply within 4 months of starting work — late applications are rejected.
  • Your employer submits the application to the Belastingdienst (Dutch tax authority) on your behalf.
How do tax credits work?

Tax Credits (Heffingskortingen) are subtracted directly from the tax you owe — not from your income. They reduce your bill euro-for-euro.

  • AHK (Algemene Heffingskorting) — General tax credit. Everyone gets it. It phases out at higher income levels (above ~€29,736).
  • AK (Arbeidskorting) — Employment tax credit. Only for employed persons. Phases out above ~€39,958.
  • Combined, these credits can save you €6,000–€7,500 per year depending on your income level.
  • They are applied automatically by your employer via payroll; you do not need to claim them separately.
Gyors választás:
Havi Nettó Fizetés
€0
Éves nettó: €0
Nettó órabér: €0

Adó Részletezés

Éves bruttó fizetés €0
Szabadságpénz (8%) + €0
30% adómentes rész - €0

Adóköteles jövedelem €0
Jövedelemadó + járulékok - €0
Általános adójóváírás (AHK) + €0
Munkavállalói adójóváírás (AK) + €0

Összes levont adó - €0
Effektív adókulcs 0%

Jövedelem Eloszlás

Net 70%
Tax 20%
Credits 10%

További Havi Költségek

Egészségbiztosítás
€159 /Havi
Kötelező alapdíj (biztosítónak fizetve)

Health Insurance (Zorgverzekering) is mandatory for everyone living or working in the Netherlands.

  • You must arrange it within 4 months of arrival — backdated from your registration date.
  • The basic package (basispakket) costs roughly €140–€170/month in 2025, depending on the insurer.
  • Own risk (eigen risico): €385/year — the first €385 of medical costs each year you pay yourself.
  • Many employers offer a collective discount (collectieve korting) of 5–10% through their insurer.
  • You can add supplementary insurance (aanvullende verzekering) for dental, physiotherapy, glasses, etc.
Nyugdíjjárulék
~5-8%
Munkáltatónként/ágazatonként változik

Pension (Pensioen) in the Netherlands works on two levels: state pension and employer pension.

  • A company pension scheme is not mandatory by law, but roughly 90% of employers have one (often sector-wide).
  • Typically 5–8% of gross salary is contributed monthly.
  • Usually split: the employer pays ~2/3 and the employee pays ~1/3 of the total contribution.
  • AOW (state pension) kicks in at age 67 — everyone who has lived or worked in the Netherlands receives it.
  • Your company pension comes on top of AOW, providing additional retirement income.
Egészségügyi Támogatás
€132 /Havi
Állami támogatás évi €40.857 alatti jövedelemhez

Zorgtoeslag (Healthcare Allowance) is a government subsidy that helps cover health insurance costs.

  • Available if your income is below €40,857/year (single) or €51,421/year (with a partner).
  • Maximum benefit: €132/month for a single person, €251/month for a couple (2025 figures).
  • Apply via Belastingdienst/Toeslagen (the Dutch tax authority’s benefits portal) at toeslagen.nl.
  • Paid monthly directly to your bank account — it offsets what you pay to your insurer.
  • Many foreign workers are eligible but don’t claim it — apply as soon as you register in the Netherlands!

Találj Állásokat Versenyképes Fizetéssel

Regisztrálj ingyen és kapj ellenőrzött állásajánlatokat holland munkáltatóktól.

Ingyenes Regisztráció

Ez a kalkulátor a 2025-2026-os holland adószabályok alapján készít becsléseket. A tényleges nettó fizetés egyéni körülményektől függően változhat. Pontos számításért fordulj adótanácsadóhoz.